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For most community banks, the executives wear many hats and must
spend countless hours managing day-to-day activities. Unfortunately,
this sometimes leaves little time to effectively manage the bank's
investment portfolio and as a result, most bankers turn toward
their most readily available option: the recommendations of commission-driven
bond brokerages. The Alder Financial Group is an independent fee-only
Registered Investment Advisor. We were founded to provide community
banking institutions an alternative to the traditional methods
of managing both their investment portfolio and asset/liability
function.
The Alder Financial Group provides a full complement of services
for financial institutions. We distinguish ourselves by becoming
a virtual member of the bank's professional team at a fraction
of the cost of performing these services in-house. For your bank,
Alder Financial will:
- Provide investment portfolio management based solely on a
bank's asset/liability goals, current positions, and market/economic
forecasts.
- Conduct all day-to-day trading activities, such as dealing
with brokers, settlement issues, pledging requirement, etc.
- Assist in satisfying regulatory reporting requirements, such
as interest rate risk and Economic Value of Equity (EVE).
- Provide a quarterly report of the key financial measures:
portfolio review, cash flow simulations, interest rate sensitivity,
callable analysis, and portfolio performance.
- Assist you with managing and interpreting the asset/liability
function.
- Hold quarterly on-site review and educational meetings for
the Board of Directors and executive management.
- Provide sophisticated financial and risk management tools
to supplement internal management and resources.
- Free you from all of the troublesome and endless calls from
securities brokers.
The Alder Financial Group has what we believe is a more effective
way to manage a bank's portfolio. Simply put - Our unbiased,
smart approach to managing your most valuable assets is an unbeatable
combination in today's competitive environment.
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